Todays Rates - Federally Insured by the NCUA

Accounts insured up to $250,000 on members' cumulative deposits in share-type accounts. IRAs are separately insured for up to $250,000.

Autos, RVs, Boats, & Motorcycles

Auto, RVs, Boats APR * Motorcycles APR *
36 Months 2.49% 36 Months 3.99%
48 Months 2.49% 48 Months 3.99%
60 Months 2.49% 60 Months 3.99%
72 Months 2.49% 72 Months 3.99%
84 Months **    
    * All rates are quoted at the Annual Percentage Rate (APR)
    * Discount includes two qualifying services. See loan department for restrictions
    * Your rate is based on your individual credit score and the term of the loan
    * Rates are subject to change at any time
    * Minimum loan on motorcycles is $5,000
    * Motorcycle financing available up to 100% of retail value
    ** 84 month terms available with approval

Home Equity Loans

Home Equity loans give you the opportunities to remodel your home, consolidate bills, or take a vacation you never thought possible. Our low interest rate loan is a solution to all your needs.
Term Amount Available  
up to 84 months up to $25,000 Contact Mortgage Department for current rates
up to 10 years $25,000 to $50,000 Contact Sarah Bixenman, Mortgage Loan Officer (NMLS ID#: 485443) or
up to 15 years $50,000 to $100,000 Amber Hall, Jr Loan Officer (NMLS ID#: 1034696)
Home Equity Loan Application

Mortgage Loans

The Credit Union has two mortgage programs.
Program 1 Program 2
1. The credit union offers mortgages on principal residence. We will finance up to 80% of appraisal provided that it doesn't exceed purchase price or loan pay off balance. On rental or unimproved property (land), we will finance up to 70% of appraisal provided that it doesn't not exceed purchase price or loan pay off balance. 2. CU Members Mortgage is a mortgage company based out of Dallas, Texas and processes all types of mortgage applications for credit union members only. They offer competitive rates, 30 year financing and up to 100% loan to value. If you are interested in making application, please click on
CU Members Mortgage Application and you will be directly linked to their site.
Rates are based on term and loan amount and are subject to change at any time.
If you are interested in making application, please click on
The People's FCU Application. Review the cover sheet application for details. Once the application is completed and you have acquired the documentation listed, please contact Sarah (NMLS ID#: 485443) or Amber (NMLS ID#: 1034696) in the mortgage department at 806-322-4286 to make an appointment.
    * All rates are quoted at the Annual Percetage Rate (APR)
    * .25% discount rate for payroll deduction or autotransfer
    * Your rate is based on your individual credit score and the term of the loan
    * Rates are subject to change at any time
    * Home Equity Loan Cover Sheet
    * RESPA Disclosure Statement

MasterCard

No Rewards MasterCard Rewards MasterCard
as low as 7.9% with payback at 3% of the unpaid balance as low as 9.90% with payback at 3% of the unpaid balance
The Credit Union offers three credit card plans: Standard, Gold and Platinum. Our program offers LOW INTEREST RATES, NO OVER LIMIT FEES, NO TRANSFER BALANCE FEES and NO ANNUAL FEE. Rewards is a program offered on certain plans that let you earn points on the dollars spend. The points can be redeemed for merchandise, travel….etc.
MasterCard Agreements: Apply for a MasterCard
MasterCard Agreement
Super Eight MasterCard Agreement
Share Secured MasterCard Agreement
MasterCard Balance Transfer Form:
Balance transfers are a cash advance. Cash advances incur a finance charge from the date they are posted to the account. Cash advances are not charged at a higher rate of interest and do not have a processing fee. Please print the Balance Transfer Form, complete the information and sign where indicated. You may fax, email or bring the original along with a copy of the account statement you wish to transfer to the Credit Union. If you have any further questions, contact our MasterCard Department.
Fax number 806-242-1137
Email: department.loan@tpfcu.com
MasterCard Balance Transfer Form
    * All rates are quoted at the Annual Percetage Rate (APR)
    * Your rate is based on your individual credit score
    * Rates are subject to change at any time

Signature Loans

Loan Type APR * Other terms
24 Month Signature Loan 12.00%
36 Month Signature Loan: 13.00%
Line of Credit Loan 13.00%
Vacation & Christmas Loans 8.00% $3000 max, 12 months
Credit Builders Loan 12.00%
    * All rates are quoted at the Annual Percetage Rate (APR)
    * Rates quoted include qualified discounts
    * Your rate is based on your individual credit score
    * Rates are subject to change at any time

Collateral Protection Insurance

Web Address: www.imcovered.com/tpfcu

Phone Number: (866) 776-5958