Routing Number 311376753
Did you know that credit unions offer its members auto loans? Many people may not be aware of this because they do not fully understand the wide range of products and services available at credit unions today. For others, they Read More …
Most people have a debit card and at least one credit card they can use when making purchases for goods and services. There are advantages and disadvantages to using debit and credit, so it is important to consider these before Read More …
Most banks, lenders, and other personal banking institutions have issued new credit cards and debit cards with an embedded chip called an EMV (Europay, MasterCard, Visa) chip. This is the new globally accepted standard in all cards to help address Read More …
A home equity loan is a special type of mortgage loan some people can use to make larger purchases for home improvements, debt consolidation, and other such reasons. In recent years, this type of home loan has been becoming popular Read More …
In recent years, banks and credit unions are required to ask people whether they want to “opt in” for overdraft protection for their checking accounts. It is important to point out that overdraft protection and nonsufficient funds (NSF) are not Read More …
Compound interest is the interest paid to people on their savings accounts, investment accounts, and retirement accounts. To better understand the concept of compound interest, let’s take a look at another type of interest—simple interest. Simple interest is where you Read More …
Millennials aged 23 to 35 show an overconfidence when it comes to financial knowledge and putting that knowledge to use correctly. In theory, most Millennials are very active in their own personal finances that extend beyond being overly burdened with Read More …
Once you retire, you will need to determine a safe withdrawal rate from your IRA accounts in order to ensure you have sufficient income to live on for the rest of your life. There are different strategies and methods people Read More …
If you are considering different financial institutions where you want to open savings and checking accounts, it is worthwhile to consider what your local credit union has to offer. Most people mistakenly assume credit unions only have very limited services Read More …
Pre-retirement is the period of time from when you decide you want to retire and your actual retirement. There are several crucial steps you need to consider and evaluate before you give up your current job and discover you did Read More …
If you want to learn more about any of our products, services or becoming a TPFCU Member call us at 806-359-8571, visit a branch, or simply enter your email address below and we will contact you.
