IRAs

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Why pay more than you have to?

The People's Credit Union has great rates for your refinance or purchase.

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IRA Balance Dividend APY*
$100 to $2,000 0.35% 0.35%
$2,000 to $10,000 0.35% 0.35%
$10,000 to $20,000 0.50% 0.50%
$20,000 & Over 0.65% 0.65%

Accounts insured up to $250,000 on members’ cumulative deposits in share-type accounts.
IRAs are separately insured for up to $250,000.

* All rates are quoted at the Annual Percentage Yield (APY)
The minimum average daily balance required on IRA accounts is $100.00.
The dividend period is quarterly and the dividend will be credited to your account on the next day after the quarter.
The dividend rate and annual percentage yield may change at any time, as determined by the Credit Union Board of Directors.
If you close your account before dividends are paid, you will receive no dividend payment.
Dividends are calculated on an average daily balance on accounts open through the end of the quarter.
Dividends are subject to change and are based upon current income and available earnings.