Loan Rates

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Why pay more than you have to?

The People's Credit Union has great rates for your refinance or purchase.

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Loan Rates

New & Used Vehicles Rate* Term
2.75% 3 YR
2.75% 4 YR
2.75% 5 YR
2.75% 6 YR
2.75% 7 YR**
New & Used Recreational Vehicles Rate* Term
2.75% 3 YR
2.75% 4 YR
$25,000.00 and under 2.75% 5 YR
$25,000.00-$30,000.00 2.75% 6 YR
$25,000.00-$30,000.00 2.75% 7 YR**
$30,000.00 and above Call for Rate 5 YR
Call for Rate 7 YR
Call for Rate 12 YR
New & Used Motorcycles and Boats Rate* Term
Minimum Retail Value $5000.00 4.75% 3 YR
on all Motorcycles & Boats 4.75% 4 YR
Boats are limited to 5 years in age 4.75% 5 YR
4.75% 6 YR
4.75% 7 YR**
Other Loans Rate* Term
Signature Loans – Unsecured 10.00% 2 YR
Signature Loans – Unsecured 12.00% 3 YR
Vacation or Christmas Loan – Unsecured 7.00% 1 YR
Credit Builder Loan – Unsecured 10.00% 2 YR
Share secured – Savings for collateral 2.00% + 12 YR
Dividend rate for $20K plus 200 basis pts
Certificate of Deposit- CD for collateral 2.00% + Length of the CD
CD rate plus 200 basis pts
Mortgage & Home Equity Loans Rate* Term
$25,000.00 and under Call for Rate 7 YR
$25,001.00 – $50,000.00 Call for Rate 10 YR
$50,001.00 – $100,000.00 Call for Rate 15 YR
CU Member Mortgage Loans Call for Rate 30 YR
MasterCard Credit Card Rate*
$15,000.00 and under
without Rewards 7.90%
with our Rewards Program 9.90%
Line of Credit – Unsecured Rate*
13.00%

*All rates are quoted at the Annual Percentage Rate (APR).
* Discounts include two qualifying services,
call the loan department for restrictions.
* Rate is based on your individual credit score and the term of the loan.
* Rates are subject to change at any time.
** 7 YR term maybe available with approval